Travel Insurance

 

Why choose Aston Lark?

360 Assistance

Our 360 Assistance service gives you up-to-date, country-by-country information at the click of a button.

Stranded Passenger Service

Access to a network of more than 1,500 executive lounges at airports around the world if you are subject to delays of two hours or more.

Mobile Vault

Access to all of your policy documents and important phone numbers in our handy mobile-friendly vault.

 
In the excitement of booking a holiday, it’s easy to forget about the less fun, but still important, things to organise, like travel insurance. As a result, many people overlook it and end up arranging cover at the last minute, usually with a cheap online provider with limited cover. 

 

We aim to help you streamline that process by working with Millstream Underwriting, a travel insurance specialist, to provide you with a flexible travel insurance policy designed to give you peace of mind.

We recognise that all clients have different requirements, so we offer two levels of cover, Premier and Elite. Before you obtain a quote, please read the Summary of Cover to decide which product suits you best.

As well as medical emergency, cancellation, curtailment, delay and lost or stolen luggage, you will also benefit from:

  • Access to all of your policy documents, important phone numbers and added services via the mobile-friendly data secure vault.
  • 24/7 access through 360 Assistance to a combination of doctors, nurses and security experts around the world who can give you support and advice on medical assistance, problems with travel or help you with any concerns about security and safety.
  • Stranded Passenger service which gives you access to a global network of more than 1,500 airport lounges around the world. Just make sure you register your flights in the vault.   
  • Help if you lose your passport.
  • Automatic inclusion for many minor medical conditions plus an online health screening facility with access to medically trained nurses.
  • Cover for financial failure of your airline, hotel or travel company.
  • Cover for if your accommodation is uninhabitable.
  • Many sports are automatically included with the option to include winter sports and high-risk activities.
  • Option to include business travel, working abroad and hire car collision damage waiver.

If you have any questions in the meantime, please submit this web form, or get a quote by clicking the link below. 

Please note: We have not undertaken an assessment of your personal requirements so you will need to satisfy yourself that this policy meets your demands and needs.

 

Ready to get a quote?

Click here

You should buy travel insurance as soon as you have booked your trip. Cancellation cover starts from when you booked your trip on an Annual Multi Trip Policy or at the date of purchasing the policy on a single trip policy, to be fully covered you may need to purchase the policy prior to booking your trip, please read the wording and more importantly the Health Declaration prior to buying a policy.

To get a quote, click here. This will take you to the Millstream platform, and it should take you less than five minutes to complete. We recommend you take your time to carefully consider the levels of cover offered to ensure it suits your travel requirements.

It depends on the insurer. Our policy will automatically provide cover for   many minor medical conditions and these are clearly listed for you when you get a quotation. If a condition is a little more severe you can self-screen by answering a few questions and you will know straight away if you can be covered or not. If your condition cannot be covered, you can book a time slot for a Millstream nurse to call you and discuss your health in more detail. There may be an additional premium to pay and the nurse will tell you what this amount is and add it to your quotation premium for you. For more information on travel insurance with medical conditions, click here.

If you need emergency medical treatment you should call your insurer’s helpline number as soon as possible for advice and authorisation. The helpline number is usually shown on your Policy Schedule or at the front of the Policy Wording. You must keep all receipts for any treatment or medication. When you return to the UK you will need to submit these to your insurer with a completed claim form. If something is lost or stolen you need to contact the local authorities within 24 hours and obtain a crime number as this will be needed when you return to the UK and submit your claim. All policies have excesses and contain limits on what you can claim for so it is very important that you read the Insurance Product Information Document, Schedule and Wording before you travel.