Self-Build Insurance If you are about to begin building from the ground up, we have outlined some points to guide you through insurance for your self-build project. Get a Quote Renovation Plan can provide insurance for a self-build project under our Premier Plus product as this is our ‘All Risks’ insurance. The policy would normally be based on the contract works only, as there wouldn’t be any existing structure on site. The insurance can also cater for a property owner looking to do the works themselves for projects such as extensions, a loft conversion, barn conversions or a new build. If you are a builder, or work in the construction industry, you may do the works yourself to save on labour costs. This insurance policy will be able to cover the work you are doing yourself under the Accidental Damage section. There are limitations to this - any basement works, underpinning or piling must be completed by a specialist contractor. The Premier Plus product can also cover any machinery or Hired in Plant you may have on site. If required, cover can be extended to insure your own hand tools should they be used in connection with your project.