Yes. Just because you may not own the freehold of the buildings doesn’t mean you don’t need landlord insurance. Check with your freeholder that the buildings are covered as sometimes you may be required to insure the buildings. Even if not, if you have provided any contents or furnishings, you should ensure that these are covered against damage and that your potential liability involved with letting the property is protected. In addition you may want to consider legal expenses insurance in case your tenant gets into arrears, or if they are in breach of the tenancy agreement.