Buildings Insurance

Protecting the walls around you and the roof over your head.

Although it’s not compulsory, if you own your own home then buildings insurance should be a top priority, as a good buildings insurance policy could end up saving you a fortune if your home is ever damaged.

If your building were to suffer subsidence, fire damage, vandalism, or damage by extreme weather, your buildings insurance policy covers the costs of rebuilding or repair, amongst other things.

We fully understand that, when it comes to your home, you’re going to want peace of mind, which will only come from having sourced a policy that has been crafted to cater to your specific requirements, and for those that may require contents insurance too, a combined home insurance policy may be suitable.

At Aston Lark, made to measure is our mantra and we'll ensure the policy you get meets all your requirements.

To make sure you avoid underinsurance, we have connections with several specialist surveyors that we can put you in touch with as we understand the importance of ensuring your building reinstatement values are correct.

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Could your property be at risk of being underinsured? 

The amount that your home is insured for should reflect the cost to rebuild your home from scratch, which will vary according to its age, size, construction and location. Bear in mind, the rebuild cost bears no relevance to its current market value.

An incorrect sum insured could end up costing you thousands of pounds, but this can be easily avoided by having a professional valuation conducted by a qualified surveyor. Their expertise will provide you with an accurate building insurance valuation; eliminating any risks and ensuring your home is protected by an adequate household insurance policy. 

You should never rely on an online calculator to work out the value, as they can significantly undervalue the rebuild of your home, particularly if it's of a non-standard construction. That is why Aston Lark works with several specialist surveyors, as we understand the importance of ensuring your building reinstatement values are correct so that your home insurance meets your needs. 

Our team would be happy to review your existing policy to provide further advice and supply you with a quote.

 

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