Collecting fine art, antiques and other valuables can be a lifelong pursuit of happiness. If you have a passion for rare and unique items, you will understand that true peace of mind can only come from knowing that your prized possessions are protected by a specialist household insurance policy. Unfortunately, a standard contents insurance policy can end up providing inadequate cover for valuable items, which is why we won’t deal in off-the-shelf policies where it is inappropriate to do so,
The basis of cover for your art, antiques and collectibles is 'agreed value'. This means that we agree the replacement cost with your insurer, up front. Insuring for the right value is therefore very important, and values should be updated every three to five years so that any fluctuations are detected and your cover adjusted.
We take insuring art seriously and can recommend valuation companies who can assist by not only valuing your art now but also giving you the up to date values going forward.