Thatched Home Insurance

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Understanding the specific needs of a thatched property-owner is key to the service and advice we provide. As a broker, we don’t just deal with one insurer. We have access to a range of thatched home policies and will help you find one that suits your needs.

Owning a thatched home brings with it some unique challenges. Our experience in dealing with thatched properties means that we understand the distinct needs, maintenance issues and concerns that thatched owners come across on a daily basis. We can also help if you’re buying a thatched home for the first time and need to know what to ask the vendor.

It’s not just the thatched roof that is usually ‘non-standard’ on a thatched home. Thatched properties are often timber-framed with brick, stone or plaster infill.  The insurers we work with understand this and can accommodate for the range of materials used to construct older homes.

Most thatched home policies contain the Average Clause. It’s therefore vital that your building sum insured is adequate. If needed, we can help point you in the direction of the right advice from a desktop survey company.

We’ll also help ensure that you comply with the conditions of a thatched policy. It’s easy to buy a thatched insurance policy directly, but in the event of a fire, you need to know that you fully comply with the many terms that can apply, including:

  • Smoke detection requirements
  • Fire extinguisher requirements
  • Electrical checks – usually required every five years
  • Regular chimney sweeping
  • Woodburning stoves

We can insure:

  • Main residences
  • High-value properties
  • Second homes
  • Thatched holiday homes
  • Thatched holiday rentals
  • Part thatched buildings

Aston Lark can help tailor a policy so that it’s just right for you and will advise you how to lower your premium. And in the event of a claim, our dedicated claims team will look after you.

To request a quote, or for general advice on insuring a thatched home, call 020 8256 4901.

Home insurance case studies by Aston Lark

Examples of clients we support

At Aston Lark, our personal insurance team is here to do the hard work. To make your insurance more personal and to ensure that you always receive the very best advice, service and value-for-money cover.

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