Risk Strategies and Portfolios for Affluent Families


We’ve been helping to protect the assets of affluent families for the best part of 70 years. Key to the work we do is understanding how our clients live, so that we can construct an insurance portfolio that gives them the freedom to operate as fluidly as they’d like.

Whether it’s an art collection in transit, a listed property renovation, or the purchase of a new yacht, our role is to relieve them of the complexity that goes with ensuring the right cover is in place when they need it. All while never forgetting the importance of price.

What to expect:
  • A senior, dedicated insurance professional to work with
  • Home visits as required
  • Risk strategy and portfolio
  • Briefing and evaluation of bespoke underwriting
  • 3rd party negotiations
  • Out of hours availability
  • Dedicated claims contact

Almost all of our clients come to us through recommendation or referrals. The standards we set have resulted in families staying with us for decades, and even through generations.

If you would like to get in touch, please complete the enquiry form opposite or call us on:

0208 256 4901

Meet the Team

Mark Daines


Tel: 07824 364 678


Mark originally joined the business in early 2001 and, after holding multiple roles, now leads Aston Lark’s Private Clients division. He has oversight of every element of the division, including insurer management, inhouse underwriting, sales and operations, and is responsible for the management of our leadership team. With an operational focus and a background in high net worth home and motor insurance, as well as fine art and jewellery, Mark achieved Associateship of the Chartered Insurance Institute in 2008 and is also FINMA authorised, enabling him to give advice to those clients with homes in Switzerland.

Julie Webb

Client Director

Tel: 07557 268 656

Spear’s 500 adviser profile

With a degree in Fine Art Valuation, a Diploma from the Chartered Insurance Institute and over 35 years’ experience working closely with high net worth individuals, family offices and stately homes, Julie has a multitude of long-term client relationships and also very much enjoys onboarding new clients. Julie joined Aston Lark 10 years ago, having previously worked for HSBC Insurance Brokers, Heartwood Wealth Management (now Handelsbanken Wealth) and law firm, Cripps Pemberton Greenish. Working in a key ambassadorial role, Julie focuses on business development within the Private Clients division, working with like-minded professional referrers and building connections. With a particular passion for music and the arts, Julie is Editor of LARKMusic magazine (the magazine of our specialist musical instrument insurance brand, Lark Music), works closely with professional musicians and orchestras, and organises a range of music events for clients and other connections.

Justine Allen

Client Director

Tel: 07910 205 534


Having joined the company in 1997, Justine has had a lengthy career in insurance broking, working with many of her clients for more than 20 years. With a focus on understanding what her clients require from their broker and insurance programme, and a specialism in family offices, art collections and complex placements, Justine respects and understands the need for discretion and privacy. She has a Diploma from the Chartered Insurance Institute and creates an insurance solution to suit, ranging from different currencies and ownership structures, to the effective management of change. Justine is ready to challenge the terms offered by insurers, both cover as well as premium, and develops long-term strategies to keep premiums as low as possible, and decide when to go to market and when not. Justine is always on the end of the phone, knowing her clients and their risks inside out, and even treating clients like an extension to her own family. Importantly, Justine is there to support her clients at the time of a claim and ensure the insurers settle to the maximum extent of the terms of the policy.

Suzi Rackley

Client Director

Tel: 07969 033 563


Having spent 27 years working in the private client insurance sector, and with a Diploma from the Chartered Insurance Institute, Suzi oversees some of our most complex private client portfolios and leads our affinity partnerships with four of the country’s largest accountancy firms. Suzi joined Aston Lark 13 years ago, and previously worked for two of the most well-known brokers as well spending five years as an Underwriter for Chubb (a prominent private client insurer) but missed client contact and therefore returned to insurance broking. Suzi delights in constructing comprehensive insurance programmes for her clients that are sensibly priced and placed with trusted insurers. Dealing with multi-faceted global risks, and with extensive experience of family offices, Suzi understands the complexity of risks of this nature. She has also spent many years assisting clients insure their homes, car collections, art, jewellery, and renovation projects, with particular expertise in rural and country estate risks. In December 2020 Suzi was appointed to the Society of Insurance Broking Advisory Board, which comprises a small group of key market practitioners who provide advice, technical expertise, and advocacy of the Chartered Insurance Institute’s professional agenda.

Roxy Hughes

Associate Director

Tel: 07866 935 766
Email: roxy.hughes@astonlark.com

Hughts Roxy V2

Roxy has worked with high net worth individuals for the past 15 years, providing insurance solutions for complex, non-standard exposures. She specialises in the placement and management of insurance programmes where the client’s assets have a global reach. Roxy joined Aston Lark having previously worked for Arthur J Gallagher, Stackhouse Poland and Marsh. Most recently she worked in the Private Office division of a large global broker, working closely with family offices and international property consultants to streamline, simplify, utilise and tailor cover features and benefits to make sure there were no duplicates or gaps in cover. Roxy has a passion for art and is a member of the Lloyd’s Art Group, a collective of artists working in the London insurance market.

Private clients case studies

Examples of clients we support

Key to the work we do is understanding how our clients live, so that we can construct an insurance portfolio that gives you the freedom to operate as fluidly as you’d like.

Aston Lark….For the exceptional