Second Home Insurance

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At Aston Lark, we understand the complexities that revolve around having multiple homes. That’s why our insurance solutions for second homes provide our clients with the peace of mind they need.

Why you need Second Home Insurance

Any additional home that is not used as a primary residence is classed as a second home. This is typically a property that is used for holidays, but it could also be a home in a city that’s used during the working week.

Many standard household insurers are only able to cover a property that is occupied as a primary residence. This is due to the increased exposure a second home will have.  But, just like your main home, a second home requires insurance to cover the buildings, contents and any legal liability to the public and domestic staff.

Second Home Insurance with Aston Lark

Whenever possible, we always try to take a ‘portfolio’ approach to our clients’ second home insurance policies, combining their various homes, properties and possessions under one policy to ensure that they benefit from:

  • A common renewal date 
  • A single policy document covering multiple locations
  • A single point of contact 
  • The enhanced policy covers available

However, when this can’t be done, we make sure that we find the solution that meets their needs.

How to get Second Home Insurance

Whether your second home is for personal use as a holiday home or weekend retreat, a professional let or a holiday let, we will find the right insurance solution for you.

To talk to us about the options you have for your Second Home Insurance call 020 8256 4901 or complete our call back request form.

Frequently Asked Questions

What do insurers class as a second home?

Any additional home that is not used as your primary residence is classed as a second home. This is typically a property that is used for holidays, but it could also be a home in a city that’s used during the working week.

Why can’t my second home be covered on a standard home insurance policy?

Many standard household insurers are only able to cover a property that is occupied as a primary residence. This is due to the increased exposure a second home will have. It is therefore important to advise your insurer when a property isn’t occupied as a primary residence.

How do I get second home insurance?

Talk to us. At Aston Lark, we understand the complexities that revolve around having multiple homes. That’s why our second home insurance policy provides our clients with a simple solution to give them the peace of mind they need.

Home insurance case studies by Aston Lark

Examples of clients we support

At Aston Lark, our personal insurance team is here to do the hard work. To make your insurance more personal and to ensure that you always receive the very best advice, service and value-for-money cover.

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