Jewellery Insurance

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Finding the right insurance for jewellery can be difficult.

Whether you’re lucky enough to have recently been given an engagement ring or have been passed on a family heirloom, people are often unaware of the true value of their jewellery. This is especially true if the item was a gift and many people would be shocked to learn that, in the event of a loss, their household insurance may not fully cover the cost to replace their valuable items.

As a standard contents insurance policy may exclude claims for jewellery above a certain value, it’s important that insured limits are checked along with the policy conditions. By doing this, you can ensure that your jewellery is adequately protected, both whilst being worn and when being stored.

That’s where our experience and advice can really help. We take insurance for jewellery seriously. We provide you with high quality advice and guidance gleaned from more than 60 years of operating in this field.

A jewellery insurance policy with Aston Lark can include:

  • Cover for single items or collections
  • Pairs & Sets cover – if you damage an item that’s part of a pair or set and a replacement can’t be found, the entire set will be replaced or compensated for
  • Cover whilst outside your home

We also have a panel of highly-recommended valuation companies that we know will be able to assist by not only valuing your pieces now but also giving you the up-to-date valuations going forward.

Why you need a broker for your jewellery insurance

People who own jewellery do so because they either love the beauty of it, see it as an investment or have inherited it as an antique family heirloom. Given that jewellery can be worth a large sum of money, we think another issue follows logically: protecting it properly with insurance.

Request a jewellery insurance quote

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