Aston Lark provides clients with a variety of commercial insurance packages that will respond to the specific risks and challenges you face every day.
From Employment Practices Liability to Business Interruption, Professional Indemnity to Trade Credit, the range of our insurance cover is vast. This means whatever the nature of your business, we can help you protect it.
Covering your assets, consequential losses, legal liability and infrastructure, the business combined policy will provide the core insurance protection you need.
Cyber Risk insurance, also known as Cyber Liability insurance, is one of the fastest growing areas of cover as businesses become ever more reliant on technology.
Directors and senior managers can be held personally liable for their actions and decisions, resulting in significant legal costs and in some cases, awards.
Directors and senior managers can be held personally liable for their actions and decisions, resulting in significant legal costs and in some cases, awards.
Employers can be held liable for claims made by employees alleging discrimination based on sex, race, age or disability, as well as wrongful termination, harassment and other employment-related issues.
Often, running a successful business or organisation relies on your employees – whether that’s a full-time team, temporary staff, or volunteer workers. But if an employee gets injured or becomes ill as a result of working for your business, they may have a right to claim for compensation – and this can come at a high price.
Aston Lark can arrange many types of business indemnity insurance, to cover a wide range of situations, from chancel repair liability to administration guarantee.
A Professional Indemnity insurance policy is designed to offer protection for liabilities incurred as a result of negligent acts, errors, or omissions in the course of a business’ professional service.
After a product has been handed over to the customer, Product Guarantee insurance will provide cover against the cost of replacing, reworking or recovering products that have failed to perform their intended function due to faulty design, manufacture or installation.
What is Trade Credit insurance? In its simplest form, it is a way in which companies can protect themselves if customers who owe your company money are unable or unwilling to pay.
A Surety Bond provides the back-up guarantee for a contract between two commercial parties.
Building warranties are specialist insurance products which provide financial protection against construction defects that aren’t solved by the original contractor.
A Personal Accident and Travel policy provides business travellers with cover for costs arising from unexpected events during business travel, including medical expenses, loss of baggage or money, cancellation or delay as well as compensation in the event of injury, disability or death.
Providing coverage against terrorism risk.
If you import, export or manufacture goods, then the success of your business relies on those goods arriving in one piece. But sometimes, the journey can be risky.
Warranty and Indemnity (W&I) Insurance: What is it, who is it suitable for and why is it important?
As well as our general commercial insurance offering, we arrange insurance for several specialisms, including Care Homes, Funeral Directors, Diplomats and Embassies, and Masonic Lodges.
From independent motor trade professionals to franchise dealers, recovery operators to auction houses, we provide Motor Trade insurance for motor traders of every shape and size.
The Aston Lark Classic Motor Trade team has a real passion for helping people who collect and work with classic and historic vehicles. We provide tailored insurance cover for specialists in every part of the classic car industry
At Aston Lark, we design cover for cricket and sports club insurance as well as teams, leagues and associations throughout the UK and Europe, based on specific needs.
We offer comprehensive Chauffeur Insurance cover at a competitive price, whether you’re a chauffeur or an executive private hire driver, get a quote today.
With our knowledge of the funeral profession, Aston Lark is the right choice for any funeral professional looking to source tailored insurance solutions that will provide cover that fits their needs.
We have many years’ experience arranging insurance for recruitment consultants and agencies and can arrange cover to meet your needs.
When Pharos Insurance Brokers became part of Aston Lark in 2018, they brought with them their experience of providing Diplomat and Embassy Insurance.
We’re the market leader in Masonic Insurance, insuring over 80% of the Masonic buildings in England and Wales
We provide haulage and Heavy Goods Vehicle insurance cover for a variety of transport companies.
As technology develops and cyber threats increase, Freelance IT Contractor Insurance has become more in demand than ever.
Aston Lark provides insurance solutions especially designed for professional hire fleet operators, combined with friendly support and expertise.
Whether you have a smallholding with a few animals, or a more complex agricultural business, you need to have specialist advice on the right smallholding & farm insurance for you.
Aston Lark has a wealth of experience in arranging insurance programmes for property owners, developers and investors. We have strong relationships with managing agents enabling us to provide our clients with an unrivalled level of service and advice.
BPIF Insurance Services has recently undergone an extensive review to see how we can better serve members which has resulted in wider covers designed specifically for the printing industry which are exclusive to BPIF members.
Claims are bad news. When your clients rely on your expertise and advice to keep them fit and healthy, an injury could easily expose you to a claim, leaving you and your business vulnerable.
We have specialist knowledge of the metal recycling and vehicle dismantling industries which stretches to over 20 years.
Whether you’re a filmmaker or a financial advisor, a restaurateur or a rail contractor, Aston Lark has you covered. Our specialist knowledge in these sectors means we can offer you the most suitable cover at a competitive price.
Providing film & media insurance for over 25 years
Providing insurance for construction companies is one of Aston Lark’s key strengths. Our experienced staff can help with all aspects of construction insurance, and can support single subcontractors, large corporate developers and main contractors.
Jobson James Rail is our Rail Insurance provider. They have a widely recognised specialism in the Rail Industry.
Professional insurance services, risk management and employee benefit solutions for all types of financial services firms, including independent financial advisors and fintechs.
With access to a wide range of insurance companies, all with strong financial ratings, we can recommend solutions that are specifically tailored for your activities, ensuring you are comprehensively covered.
Aston Lark offers bespoke insurance solutions that are crafted to cover your activities. We will offer a personal service and work alongside you to fully understand your business, operations and staff.
Our knowledge from working with manufacturers puts us in a great position to understanding the important factors when creating comprehensive insurance solutions.
Aston Lark offers tailor-made insurance solutions that cover the different risks faced in the food and drink sectors.
Through many years’ involvement in the education sector, we understand the unique insurance needs of our clients, the pressure on budgets and the need to deliver real value for every penny spent.
At Aston Lark we have a passion for working with the full spectrum of businesses in the Life Science sector. Whatever stage you are at, we can guide you through how to identify and manage your risks through a bespoke insurance programme.
We are able to provide flexible cover to cater for the unique challenges that can come from such a wide variety of different organisations.
Aston Lark has a wealth of experience working with a variety of different businesses in this sector including hardware and software, e-commerce, internet and telecommunications companies, to name a few.
We place much importance on understanding the risks faced by our clients as this enables us to tailor insurance products to meet with the variety of risks and requirements that clients may have.
We arrange cover for motor traders, haulage operators, self-drive hire companies, vehicle recovery operators and classic car restorers, as well as a whole fleet of others.
From independent motor trade professionals to franchise dealers, recovery operators to auction houses, we provide Motor Trade insurance for motor traders of every shape and size.
The Aston Lark Classic Motor Trade team has a real passion for helping people who collect and work with classic and historic vehicles. We provide tailored insurance cover for specialists in every part of the classic car industry
We offer comprehensive Chauffeur Insurance cover at a competitive price, whether you’re a chauffeur or an executive private hire driver, get a quote today.
As specialists with over 15 years’ experience arranging chauffeur fleet insurance, we provide tailored cover to meet the unique needs of your business.
When Pharos Insurance Brokers became part of Aston Lark in 2018, they brought with them their experience of providing Diplomat and Embassy Insurance.
Commercial Motor Fleet insurance is vital for many organisations, as their fleet of vehicles is a significant investment and is often a key part to ensuring their operations are efficient and successful.
We provide haulage and Heavy Goods Vehicle insurance cover for a variety of transport companies.
Aston Lark provides insurance solutions especially designed for professional hire fleet operators, combined with friendly support and expertise.
Aston Lark arranges insurance for a significant proportion of the car transportation industry, helping them find the right insurance solutions for their business.
Aston Lark understands that running a small business is always personal. So your SME insurance should be too. Our dedicated team will take the time to get to know your business – so we can find you exactly the right cover.
Bringing insurance policies back to basics – Glossary
Business Insurance from Aston Lark
Our risk management solutions at Aston Lark help you identify, manage and reduce your risks, ensuring that your business continues to run in a balanced and cost-effective way.
We provide a variety of health and safety solutions to help you reduce your risks, improve the safety and well-being of employees, and ensure your business is legally compliant.
To improve your business’ health and safety, we offer a web-based risk compliance portal supporting you in areas such as human resources, business continuity and legislation.
Risk Manager is our web-based health and safety management system for performance reporting and task management with SME and corporate versions available.
Our Business Health & Safety Review packages provide you with a health and safety action plan to improve your risk management in areas that are not being well-managed.
IOSH Managing Safely training is aimed at line managers to encourage safety in the workplace and is delivered through a variety of learning methods.
We offer various business continuity, resilience and disaster recovery services, supported with software, to get you back on track following a disruptive event.
Our cloud-based risk management tool has a range of valuable resources to help you fulfil your regulatory compliance and improve your operational resilience.
Here at Aston Lark, we offer a range of tailored reviews, helping you understand your ability to withstand and recover from major, unplanned disruption.
For companies that rely on technology to conduct business, it’s more important than ever to take steps that can prevent cyber criminals getting hold of information.
We provide cost-effective solutions that help visualise risks to insurers, as well as provide all the information an underwriter needs to put forward the best terms possible.
Our risk control survey menu offers three different and innovative ways to carry out a survey, no matter when and where.
We offer two building insurance rebuild valuation services to support your asset management and ensure they are valued correctly.
Fire safety assessments will reduce risks and help keep employees, customers and others at the property safe, whilst protecting the business.
We provide services that are designed to help you manage, review and reduce your occupational road risks, to improve the running of your fleet and save money.
Our fleet auditing service provides you with a clear and detailed report which identifies the strengths and weaknesses in your overall Occupational Road Risk programme.
Continuum is a driver risk management platform where you can easily and quickly manage your entire driving community, ensuring real-time compliance with HSE legislation.
We have two solutions available to ensure that your fleet management is applicable to current legislation: Driver Licence checks and Grey Fleet Management.
To ensure compliance with health and safety and road legislation, we offer several driver training courses delivered through different channels.
Lightfoot is an innovative driver reward platform that utilises in-cab technology to provide real-time feedback to drivers and rewards positive driver behaviours.
VisionTrack is Europe’s leading provider of cloud-based video telematics, vehicle cameras and computer vision, improving driver engagement and behaviour.
Our Benchmark Review service is a health-check where we’ll identify key issues and provide you with a tailored risk management plan to address.
Welcome to Aston Lark’s Resource Hub where you can find everything you need to help you better understand Risk Management and stay up to date on what we’re up to.
Welcome to Aston Lark’s Resource Hub where you can find everything you need to help you better understand Risk Management and stay up to date on what we’re up to.
Welcome to Aston Lark’s Resource Hub where you can find everything you need to help you better understand Risk Management and stay up to date on what we’re up to.
Welcome to Aston Lark’s Resource Hub where you can find everything you need to help you better understand Risk Management and stay up to date on what we’re up to.
Welcome to Aston Lark’s Resource Hub where you can find everything you need to help you better understand Risk Management and stay up to date on what we’re up to.
At Aston Lark, we will search the market to find a fitting provider and relieve you of the administrative burdens of running your employee benefits scheme.
Aston Lark’s Private Medical Insurance can cover the cost of your private hospital treatments for curable medical conditions. Contact us today to get a quote.
We can help you find effective company medical insurance that combats long treatment waiting times, employee absences & helps your employees recover quickly.
Aston Lark provides you with specialist advice on dental medical plans for your employees. Contact us to get your dental medical insurance quote.
At Aston Lark our specialist Group Risk Team help you find the right benefits solutions and Group Risk Insurance for your business. Contact us to get a quote.
Aston Lark’s Critical Illness Cover provides vital support for your employees when they need it the most. Contact us today to get your critical illness cover.
Aston Lark’s Group Income Protection provides your employees with peace of mind, covering essential monthly costs during recovery. Contact us to get a quote.
Aston Lark’s Group Life Assurance allows your employees to choose their beneficiary and care for the people they love. Contact us today to get your quote.
At Aston Lark we can help you provide a competitive Group Pension Scheme that your employees will value. Fill in a quote for our our Group Pension Scheme today.
At Aston Lark we provide interactive workshops aimed at members of employer sponsored pension schemes. Contact us today to learn about our retirement workshops.
Help your employees understand their benefits with Aston Lark’s group sessions and one-to-ones. Contact us to learn about our workplace engagement sessions.
Aston Lark’s Business Protection Insurance protects your business against the sudden loss of a key figure or shareholder. Contact us today to get a quote.
Aston Lark’s Key Person Cover protects your business against the sudden loss of a key figure. Contact us today to get your key person cover quote.
A relevant life plan helps make sure their dependents will be looked after in the event of their death, helping your team run your business with peace of mind.
Aston Lark’s Shareholder Protection Insurance Policy, funds the purchase of shares after a shareholders death or critical illness. Contact us to get your quote.
At Aston Lark we can help you take care of your employees wellbeing which will also protect the heart of your business. Contact us today to get a quote.
Aston Lark’s Employee Assistance Programme gives your employees support for personal and work-related issues, 24/7. Contact us today to get a quote.
At Aston Lark we can help you support and engage with the holistic health and wellbeing needs of your staff. Contact us to get a workplace wellbeing quote.
Your employees are your most valuable asset – and taking care of their wellbeing will protect the very heart of your business. Enquire now for healthcare cover.
Aston Lark’s Health Cash Plans reimburse your employees routine healthcare expenses and provide immediate value to your employees. Contact us to get a quote.
A flexible employee benefits package shows that you recognise that different employees will have different needs, across a range of life stages.
Aston Lark are delighted to be working with Pirkx, who offer a employees benefit package that helps companies of all sizes support the wellbeing of their teams.
Check out Aston Lark’s Resource Hub for all the information you need about our Employee Benefit options, and how they could benefit you and your employees.
Browse through Aston Lark’s wide selection of case studies; find out what worked for us and where we learned how to overcome difficulties across various situations.
Browse Aston Lark’s archive of testimonial videos & reviews. Download our testimonial brochure for a comprehensive view of how we’ve helped our customers.
Our Employee Benefits Glossary is an overview of some of the main employee benefits we offer at Aston Lark as well as commonly used terms.
Check out Aston Lark’s Literature for all the information you need about our Employee Benefit options, and how they could benefit you and your employees.
Meet the team at Aston Lark who take care of your employee benefits packages. Contact us today to get a quote for setting up your employee benefits.
Check out Aston Lark’s latest articles for all the information you need about our Employee Benefit options, and to stay up-to-date with the latest health and wellbeing insight.
To support your journey to workplace wellbeing each quarter, we will provide you and your employees with a Journey To Wellness roadmap.
Late last year, we partnered with a research agency to look at the evolving employee benefits landscape, flexible working patterns, current trends, and the anticipated future direction of employee benefits strategies amongst UK SME private sector businesses.
Our Private Client division is an award-winning personal insurance specialist. From buildings insurance to contents insurance, call our team of specialists today.
At Aston Lark, our personal insurance team is entirely focused on people whose properties, possessions and assets fall outside the ordinary.
Extraordinary families require extraordinary service. Find out more about the risk strategies and portfolios we offer for affluent families.
As your world expands you might like to add some simplicity. Find out about our simplified cover for people with growing assets
Irregular properties can still get regular priced insurance. Find out more about our insurance solutions for particular or peculiar circumstances.
Your home is likely to be your most valuable asset, so it makes sense to take expert advice to protect it.
At Aston Lark, made to measure is our mantra and we’ll ensure the policy you get meets all your requirements.
Contents insurance is much more than simply protecting a random collection of items. It’s about protecting possessions that are precious to you.
It is likely that you have a lifestyle that is worthy of a little extra protection and you appreciate the importance of bespoke insurance to truly safeguard what is yours, supported by exceptional service.
With people increasingly investing in properties in the UK, the need for adequate insurance for second homes is essential.
Whether your holiday home is in the UK or overseas, a sprawling villa or a country gite, it still deserves the same quality of policy and service.
With the rise of the ‘staycation’ and the growing presence of online rental companies, renting your property has never been easier. However, making sure you have the right insurance in place has become increasingly complicated.
With a property being unoccupied there comes increased risks such as burst pipes and burglaries. You therefore need to ensure that you have the correct insurance in place so that in the event of a claim you are fully covered.
If you are working from home for your employer, as a freelancer, or running your own business, there are a few things you ought to consider in respect of your home insurance.
A listed property is a special place to call home. Alongside the privilege and prestige of owning a listed property, there are some serious responsibilities and obligations.
Renovation Plan is a specialist insurance product for all types of properties undergoing construction, renovation or conversion.
As a property owner, insurance policies need to be flexible enough to suit your unique needs.
If you own a property which insurers consider to have a non-standard feature, you may require a specialist home insurance policy that is not always available from traditional home insurance providers.
Finding insurance for a home that’s unusual, unique or quirky can be difficult. Insurers’ definition of ‘standard’ can vary greatly and often there isn’t the tick box that perfectly reflects your home.
Understanding the specific needs of a thatched property owner is key to the service and advice we provide.
If your home has a flat roof, it is considered by most insurers to be a “non-standard construction” and you will need specialist flat roof insurance.
If your home is timber-framed, how confident are you that it is insured properly?
If your home is non-standard and you’ve not told your insurer, you run the risk of a claim not being paid or even your policy being cancelled.
If your home has flooded in the past or is deemed to be in a flood risk area, you may find it difficult to get buildings and contents insurance.
If your home has a history of movement or is known to have subsidence then you need subsidence insurance. Call our team today to discuss your needs.
Before you fit solar panels to your home, whether on the roof or in the garden, you should check with your home insurer that they’re covered.
When insuring your home remember to insure your outbuildings. Sounds obvious, but people often overlook this. Call Aston Lark today to discuss your cover.
The things you collect require specialist insurance. A standard home contents policy is unlikely to be suitable as it will contain sub-limits and exclusions.
We take insurance for jewellery seriously. We provide you with high quality advice and guidance gleaned from more than 60 years of operating in this field.
Whether you have a large art collection or just a few pieces, you should check it has the correct insurance cover.
Whether you have just one piece of antique furniture, or a house full, one item or an entire collection it’s important you insure it properly.
Lark Music is a trading name of Aston Lark and has been providing specialist music insurance across the world for over 20 years.
Do you invest in wine or buy it to drink? Either way it’s very important to protect your collection, Speak to Aston Lark about specialist wine insurance.
People are often unaware of the true value of their watch and that, in the event of a loss, their home insurance may not fully cover the cost to replace it.
Whether it’s a Renault or Ford, a Rolls Royce or a Bentley, a single vehicle or a multi-car policy requirement, we will be able to reach out to our panel of specialist insurers to obtain competitive quotations.
We will find you a policy that suits you and we can arrange cover for multiple cars and multiple drivers if needed.
At Aston Lark, we understand how valuable your classic car is and we share that passion. We pride ourselves in being customer focused and will always strive to find you the cover you need.
At Aston Lark, we understand how valuable your classic car is and we share that passion. We pride ourselves in being customer focused and will always strive to find you the cover you need.
Electric cars are the future, so don’t get stuck in the past when finding the right insurer.
From experience, we know that generic insurance products don’t always fulfil the needs of the most affluent and high net worth clients. And this is especially true for those in need of cover for multiple high-value or prestigious vehicles.
At Aston Lark, we understand that your motorhome is not just any vehicle, it is your home away from home and provides you with the freedom to just up and go on holiday whenever you please.
A campervan provides an outdoor family fun experience for a staycation – essential when ‘camping’. We also understand that your campervan is not just any vehicle, it provides you with the freedom to just up and go on holiday whenever you please.
As specialists in touring caravan insurance, we make sure you have the correct insurance in place.
High value motor insurance policies are available from our experienced team, ideally suited to individual vehicles or collections.
As one of the most luxury car manufacturers, we have a knowledgeable team to offer advice and guidance to find you the right Bentley Insurance cover.
However you choose to use your Porsche, we will take your specific circumstances into account so please call a fellow enthusiast for a Porsche Insurance quote.
At Aston Lark we understand that, like Ferraris, your insurance policy requires extra care and attention. Get a quote for Ferrari Insurance with a personal touch.
Finding the optimum balance between cover and price for your Jaguar can be difficult. We have the ability and knowledge to find a Jaguar Insurance policy that suits you.
Aston Martin is one of the most prestigious brands in the world, so you need car insurance to suit. Aston Lark offer Aston Martin insurance that includes extra care.
Finding the optimum balance between cover and price for your Lamborghini insurance can be difficult. This is where Aston Lark excels.
Finding the right insurance policy for your high value supercar can be challenging. Aston Lark the ability and knowledge to find a supercar insurance policy that suits you.
Whether is it a single electric supercar insurance policy you are looking for or a personal collection of supercars under one policy, we can help.
At Aston Lark, we understand how valuable your classic car is and we share that passion. We pride ourselves in being customer focused and will always strive to find you the cover you need.
In the excitement of booking a holiday, it’s easy to forget about the less fun, but still important, things to organise, like travel insurance.
Cyber-crime is growing and it’s not going away.
In the excitement of booking a holiday, it’s easy to forget about the less fun, but still important, things to organise, like travel insurance.
Here you can access our insights on market trends, read our advice on managing your property and see examples of clients we support.
Personal Insurance from Aston Lark
Whoever you are, however you live, and wherever you do business, we’re by your side when you need us most.
Find your closest Aston Lark office
Aston Lark is a diverse insurance broking organisation that is continually acquiring new specialisms into the group.
Aston Lark Executive Team
We pride ourselves on the service we provide and our high calibre of staff, and are proud this has been recognised within the industry.
Whether you’re early in your career or a more experienced insurance professional, Aston Lark offers a great opportunity to develop your career.
Sharing and promoting our values of sustainability and good corporate citizenship with all our stakeholders and with our local communities is vital to who we are as a business.
Talk to us about the future of your business. Joining forces with Aston Lark could be the perfect solution.
Keep up to date with the latest news and views from Aston Lark.
Welcome to Aston Lark’s cyber security hub, your go-to resource for all things cyber security.
We’ve produced a library of articles which will help you understand what underinsurance is, what the consequences are, and how you can avoid it.
The dark, cold, wet and sometimes snow-filled months of winter can often bring increased insurance risks, particularly in relation to property and vehicles. We’ve therefore produced a library of articles to help you identify and manage those increased risks.
We’ve produced a library of articles to help you understand whether your home is classified as non-standard, and how to get the best insurance policy for your home.
In this library we share advice from some of our partners on market trends for particular assets, as well as advice on how they should be insured.
In this library we offer advice on how you can help protect your property and how having the right security in place can influence your home insurance premiums.
Listen to the latest podcasts from Aston Lark.
The cost of living in 2023 continues to affect UK homeowners, and as a result you may be looking for ways to reduce your living expenses and outgoings.
Make an enquiry or find your most relevant Aston Lark office
You should insure your collection for its replacement cost. Speak to a professional valuer and request a valuation for insurance purposes. Aston Lark works closely with a number of valuers including Doerr Valuations and the Chester Valuation Company.
The answer depends on your policy. Some home insurance policies cover up to a set amount or percentage of your contents figure. Other policies exclude all art and antiques from the definition of contents.
Your contents policy may have a low single article limit. If you have three pieces valued at £5,000 each and there is a £1,500 contents single article limit, in the event of a claim you might only receive £4,500 of your £15,000 loss.
You may also get a better level of cover under the art & antiques section of your policy.
This is a common misconception. If an item is below the single article limit, it doesn’t need to be specified, but insurers still need to know the total. You can find more advice here.
It depends on your insurance policy. If you’re planning to move your artwork then contact your insurer.
Aston Lark are specialists in finding the right insurance solution for art collections. We understand the value of a good policy and will help you protect your investment. Here’s how.
Aston Lark….For the exceptional
This score shows how likely our customers are to recommend Aston Lark.
Go to our awards page to learn more about the awards and accolades Aston Lark has achieved.
Aston Lark Limited is authorised and regulated by the Financial Conduct Authority, No. 307663, and registered in England and Wales, No. 02831010. Registered office: One Creechurch Place, London, United Kingdom, EC3A 5AF.
Aston Lark Employee Benefits Limited is authorised and regulated by the Financial Conduct Authority, No. 173304, and registered in England and Wales, No. 02792080. Registered office: One Creechurch Place, London, United Kingdom, EC3A 5AF.
