Is your current home insurance low in cost? Or is it value for money?
Comparison websites would have us believe that price alone is the only deciding fact when purchasing home insurance. Low-cost insurance is not usually the best type for mid and high value homes.
Whilst they are labelled “comparison” websites, they can often fail to properly compare the features and differences in cover.
At Lark, a member of our team will review your current policy and will properly compare the alternatives. Taking into consideration single article limits, quality of the claims service, security requirements and a plethora of other important factors.
The Account Handler will describe and explain the cover so that you know what you are purchasing and the terms. By asking the right questions getting a thorough understanding of you and your needs, they’ll create a bespoke policy - not everything fits in a predetermined “pigeon-hole”.
Our team will also help you with safes, alarms and valuations, and if you would like us to, visit you at home to review in person.
A thorough insurance policy should cover so much more than just your buildings and contents. You should consider your contents outside of the house, your liability cover, home emergency and legal expenses cover. A low cost policy may have stripped out many of these covers and will probably be perils based, rather than all risks. Click here to read our article explaining all risks based policies.
At Lark, we only deal with insurers with a good track record of paying claims and our dedicated in-house claims team to help you when you need it.
With insurance, you only know the quality of your purchase when you make a claim. Choose Lark to help you and you can relax knowing you’ve made the right decision.