A new client of ours expressed their amazement that we had found her an insurance policy at a lower price than she was quoted directly by the same insurer. She asked how could this possibly be?
This particular client kept sheep in a field next to her property. This meant that when she was on holiday, somebody stayed at the home to look after the sheep. This combined with other information meant that the property was hardly ever left unattended. We knew this small nugget of information would help keep her premium down.
One of the problems with Internet-based insurers and comparison sites is that they have one set of questions which may not provide them with all the information; they may miss important facts that could later lead to you being underinsured or various other problems. You need to speak to a specialist insurance broker.
Larger and older homes or properties which have contents such as high-value art or jewellery are considered not "standard" so their insurance policies should not be standard either. At Lark, we do not take a one-size-fits-all approach and we have no "standard" set of questions.
At Lark, we don’t read off an automated system. We’ll have a chat, work out what’s important to you and ascertain the information we need to get the best policy at the best price.
If you would like to make an enquiry about our household insurance solutions, please click the link below or feel free to get in touch.
You will not receive the Spanish Inquisition, just an informal chat about how we can help. Of course, we'll ask you questions, but we'll make it as easy as we possibly can to obtain a made to measure policy.
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