2nd June 2016

How to insure my art collection?

How to insure my art collection?

Collecting fine art can be a lifelong pursuit of happiness. So finding fine art insurance, that truly covers your prized possessions, can be daunting.

Unfortunately, a standard contents insurance policy can end up providing inadequate cover for valuable items, which is why you shouldn't buy 'off-the-shelf' policies. Using a broker that truly understands your needs and the value of your fine art can save you a lot of time and money.  A household insurance policy or separate contents insurance policy crafted by the experienced team at Lark will be as unique as a bottle of 1945 Chateau Mouton-Rothschild Jeroboam or a Waltham Premier Maximus pocket watch.

Insuring your art and collectables for the right value is also very important, with insurers advising that values should be updated every 3 to 5 years so that any fluctuations are detected and your cover adjusted. We take insuring art seriously, and can recommend valuation companies who can assist by not only valuing your art now but also giving you the up to date values going forward. 

Read our handy advice guide on insurance for fine art, antiques and collectables, click here.

Key benefits of household insurance to protect your fine art, antiques and collectables include:

  • ‘all risks’ worldwide cover for physical loss or damage worldwide, including transit risks

  • agreed value on specified items

  • choice of settlement

  • In-house claims team to deal with your claim efficiently

  • A personal service

Please call Lesley Hubbard on 020 3846 5266 who would be happy to review your existing household insurance policy, provide further advice or supply you with a quotation.