16th August 2019

Dashcams – Yes or No?

By Oliver Greaves
Account Handler
Chauffeur using Dash Cam

With dashcams becoming more and more easily available and affordable, we are hearing that Private Hire drivers are considering them, so should you consider one as well?

What are dash cams?

Dashboard cameras, also known as dash cams, are small cameras that can be installed in your car (front and/or back) to record footage of your journey. There are different types of dash cams depending on your needs. Visual only, then visual and audio are the two most common types of dash cams and they all vary in price from the cheapest ranging from £10 to £15, to some of the higher-end ones costing up to £400. Of course, the quality of image and sound will vary substantially between the two.

So, what are considered as the Pros?

Having a dash cam at the time of an incident occurring where innocence cannot be proven could be the difference in deciding who’s at fault and who will ultimately end up with an increased renewal premium.

With the growing popularity of dash cams, many insurance companies are offering discounts to people that have/get one. It could also help settle a claim faster to get you back on the road sooner and with your no claims bonus still intact. 

‘Nearly three million motorists are now recording their journeys with in-car cameras, according to a new RAC study. In fact, 25% believe fitting a dash cam will improve their driving, while 69% of those who have had an accident, involving a dispute over who was responsible, think to have one would have been useful. Now motorists are starting to see the value of dashboard cameras, an increasing number of insurers are accepting footage when reviewing claims.’

This all sounds great right?

Alternatively some views of potential Cons…

Some private hire drivers say they will have to choose between safety and client needs/satisfaction. A lot of a chauffeur’s work may be high net worth clientele that don’t want their private conversations recorded.

Just like the dash cams working in your favour, they can also work against you if the footage shows you are at fault and not the third party. Higher-end dash cams can include a GPS that can track your speed and location. If at the time of the incident you were speeding, the footage/data could go against you.

What do people in the insurance industry think?

Aston Lark client, LCH, who provide Licenced Hire vehicles have said:

‘At LCH we ensure our entire fleet is fitted with dash cams. Our cameras are forward-facing only and do not record any audio and for chauffeurs, we feel this is the best choice of camera.’

So, should you get a dashcam?

At the end of the day, there isn’t a straightforward answer as it is up to you whether you get one or not. Depending on your own needs and your clientele.

Aston Lark and our Chauffeur team like to stay up to date with hot topics in the Private Hire industry so if you have any questions on anything, please don’t hesitate to call us on 0330 008 5039 or email chauffeur@astonlark.com for more information.