Yacht Insurance

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We have a tailor-made boat policy that offers quality cover at a competitive price. We can insure sailing yachts, motor yachts, catamarans, and sailing dinghies.

 

Our yacht insurance will provide you with cover within the UK and European waters (excluding war zones), Public Liability cover of £3m or £5m and Personal Accident cover automatically included within the policy. As well as insuring the vessel itself, we are able to cover all the additional items that you may have, such as your tender, outboard, life raft, and personal effects.

All our policies cover £3,000,000 Third Party Liability - this being the recommended insurance requirement for most UK & European marinas and harbours. 

In the event that you wish to use your yacht for racing, then this can also be covered, however, please note that the cost for this cover will be dependent on the value of your masts, spars, and rigging.

We can also offer a specialist Builder Risk Policy to cover you whilst you are building your vessel.

If you live aboard your boat it is also important to cover your Personal Effects and/or Contents. Our Liveaboard Policy offers special features such as accommodation cover, in the event your boat becomes inhabitable.

 

Mooring

With regards to the storage of your vessel, most marinas are acceptable under the policy, as are most harbours, but some restrictions may apply. We do give permission for vessels to be moored on swinging moorings, however, these will be subject to our prior agreement and there may be restrictions on the dates such moorings can be used.

 

Discounts are available for Passenger Boat Association members and RYA qualification holders.

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01843 603345
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Cover Options

FULLY COMPREHENSIVE

Our fully comprehensive cover provides insurance for accidental losses and damage to your vessel. It also includes liability cover, which is essential for you to launch and moor your vessel in harbours and marinas around the UK and abroad.

THIRD PARTY

This is the minimum level of cover required by marinas and harbours in order to be able to launch or moor your vessel. Third party cover will provide cover for accidental damages to other vessels only.