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Choosing the right insurance can be difficult, so we have designed a range of marine insurance policies for both smaller and larger vessels.

 

We offer boat insurance on most types of craft, whether it be a speedboat, RIB, jet ski, narrowboat, barge, yacht or a motorboat. We have a boat insurance policy which is tailor-made to suit your needs.

 

Is boat insurance a necessity?

Although boat insurance is not a legal requirement within the UK, it is wise to ensure that your investment is protected. Investing money into your vessel, whatever the type, is not likely to be cheap. So protecting an asset such as a yacht could be essential.

Marine insurance might also be required if you have taken out marine finance, or to comply with marina rules and waterway authorities. It is advised that any vessel owners investigate which marine insurance will cover their needs as soon as a purchase has been made. This is to ensure that your vessel is protected from the very start. 

 

Legal Expenses Cover

Legal Expenses Cover is an optional extra and can cover you up to:

  • £150,000 for Uninsured Loss Recovery and Personal Injury Pursuit
  • £100,000 for Contract Disputes
  • £100,000 for Prosecution Defence
  • £100,000 for Identity Fraud
  • Mooring Fees

This is subject to the full terms of the policy.

    Cover options

    Choose between our two cover options:

    Fully Comprehensive

    Provides cover for accidental damage, fire, sinking, stranding, and theft. It also has third party liability cover included, which is essential to launch and moor your vessel in harbours and marinas around the UK or abroad.

    If an unfortunate incident happens unexpectedly, resulting in damage or injury, your policy would cover the costs associated with the incident.*

    *Subject to terms and conditions of policy.

    Third Party

    This is the minimum level of cover required by marinas and harbours in order to be able to launch or moor your vessel. Third party cover will provide cover for accidental damages to other vessels. The standard limit of liability is £3m but for an additional charge we can cover up to £5m.

    We can also include removal of wreck and pollution liabilities*.

    *Terms and conditions apply.

    Give us a call
    01843 603345