Business Protection

Many businesses accept and acknowledge that their most valuable assets are their people.

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When your most valuable assets are unprotected, so is your business

PROTECT YOUR KEY PEOPLE

From key drivers, shareholders and owners, to business specialists with expert knowledge.

SPECIALIST ADVICE AND GUIDANCE

Our dedicated team are on hand to offer ongoing support and guidance.

TAILORED TO YOUR NEEDS

We search the market for the  most suitable policies and advise on the appropriate amount and length of cover.

Cover your business against unexpected loss

The sudden loss of a key figure or shareholder can prove devastating to a business and can cause long-term, irreparable damage. Their specialised knowledge, skill set or contacts are usually vital to the profitability of the business.

How we can help

A  Business Protection policy is designed to pay out a cash sum if the person insured:

  • Dies
  • Meets the terminal illness criteria of insurers
  • Becomes permanently totally disabled (if you’ve chosen additional critical illness cover)

Key Person cover

If you take out a policy on the life of each Key Person, the business owns the contract, pays all the premiums, and the business receives all benefits arising from a claim.


Shareholder or partnership protection

If your business has more than one shareholder, this cover ensures that control remains with the surviving business owner(s), and allows the remaining shareholders to buy the shares and retain control of the company, while ensuring they adequately reimburse the family of the deceased.

Want to know more about protecting your business

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