Specialist Funeral Directors Insurance

The cover you expect, the service you deserve

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Independents, depend on us

We understand the responsibility shouldered by funeral directors. The respect, empathy and service you provide during the hardest of times underpins how we all say goodbye to loved ones. But if something goes wrong, it can be catastrophic for you and your business. That’s why we offer specialist funeral directors insurance that’s crafted to meet your unique needs.

We’ve been supporting independent funeral professionals for over 20 years and we’ve seen first-hand the devotion you pour into your work. We bring that same level of service to your insurance.

With our deep understanding of the funeral profession, we can deliver tailored cover that answers your needs simply and effectively. If there’s ever a problem, our response is instant. We know the stakes are high, so we keep your claim times low. And our longstanding experience means we have a level of insight that very few brokers can match. Simply get in touch and we’ll arrange cover that gives you true peace of mind.

Find out more in our latest brochure.

The cover we offer with our funeral director’s insurance

Funeral home insurance

A funeral home is more than just a business premises. Whether it’s preparing a body for burial, securely storing chemicals, or providing a safe space to grieve, a funeral home serves many varied and crucial purposes. That’s why it’s so important to have the right cover.

We understand the impact an accident could have not only on you and your business, but on your customers too. Our specialist funeral home insurance takes into account the unique risks of running a funeral home and offers comprehensive protection, including a range of additional covers to complement your buildings and contents policy.

We can provide:

  • Ornate and gold-leaf lettering cover (included as standard within the ‘Glass’ section of your policy)
  • Signs insurance up to £1,000 (excluding neon signs)
  • Cover for the deceased’s personal belongings, while in your care
  • Cover for loss of gross revenue and additional costs of working, following a material damage loss
  • Employers liability for up to £10m
  • Public/products liability for up to £5m as standard. On request we can cover more than £5m at a competitive rate – please ask us for more details.
  • All risks cover anywhere in the UK, EU or worldwide (available on request)
  • Money, goods in transit and legal expenses all covered automatically
  • Cover for headstones and statues left in the open, including loss of or damage to memorials, monuments, and statues left in the open at your premises.
Motor fleet insurance

Your fleet of vehicles is one of the most visible ways your business is represented. So, like your service, it must be flawless. We understand the investment of time, money and effort that goes into building up your fleet – and the care and attention required to keep it pristine. That’s why our cover goes that extra mile to protect your vehicles in the event of an accident.

Whatever happens, we’ll make sure you can get back on track quickly and easily. Our specialist motor policies offer a range of benefits tailored to funeral directors, allowing you to focus on your service without worrying about your fleet.

We can provide:

  • Loss of or damage to your vehicle, including theft and malicious or accidental damage
  • Legal liability to third parties
  • Personal belongings within a vehicle up to £1,000
  • Loss of use cover for hearses, limousines and private ambulances regardless of fault – enabling you to hire a replacement vehicle for up to 75 days while yours is being repaired. (Cover is provided for up to £300 per day up to £50,000 for any one incident and excludes the first three days immediately following the incident.)
  • Uninsured loss recovery cover, which provides a legal service to recover any additional costs you incur if you’re involved in an accident that isn’t your fault
  • GAP insurance.
Private medical insurance

As a funeral director, you carry out vital work – and recent times have shown this more than ever. At Aston Lark, we’ve always respected the dedication you give to your profession, but we know it can sometimes take a toll too. That’s why we make it simple to care for your own wellbeing, with tailored private medical insurance that puts your health first.

We have access to a range of major insurance providers, enabling us to find a policy that’s exactly right for you. Our longstanding experience means we can do the hard work for you while you concentrate on your own excellent service – safe in the knowledge you yourself are protected.

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