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  • Business Insurance

    Business Insurance

    Aston Lark provides clients with a variety of commercial insurance packages that will respond to the specific risks and challenges you face every day.

    • Insurance Cover

      Insurance Cover

      From Employment Practices Liability to Business Interruption, Professional Indemnity to Trade Credit, the range of our insurance cover is vast. This means whatever the nature of your business, we can help you protect it.

      • Commercial Combined Insurance

        Commercial Combined Insurance

        Covering your assets, consequential losses, legal liability and infrastructure, the business combined policy will provide the core insurance protection you need.

      • Cyber Risk Insurance

        Cyber Risk Insurance

        Cyber Risk insurance, also known as Cyber Liability insurance, is one of the fastest growing areas of cover as businesses become ever more reliant on technology.

      • Management Liability Insurance

        Management Liability Insurance

        Directors and senior managers can be held personally liable for their actions and decisions, resulting in significant legal costs and in some cases, awards.

      • Employment Practices Liability Insurance

        Employment Practices Liability Insurance

        Employers can be held liable for claims made by employees alleging discrimination based on sex, race, age or disability, as well as wrongful termination, harassment and other employment-related issues.

      • Business Indemnity Insurance

        Business Indemnity Insurance

        Aston Lark can arrange many types of indemnity, to cover a wide range of situations.

      • Professional Indemnity Insurance

        Professional Indemnity Insurance

        A Professional Indemnity insurance policy is designed to offer protection for liabilities incurred as a result of negligent acts, errors, or omissions in the course of a business’ professional service.

      • Product Guarantee Insurance

        Product Guarantee Insurance

        After a product has been handed over to the customer, Product Guarantee insurance will provide cover against the cost of replacing, reworking or recovering products that have failed to perform their intended function due to faulty design, manufacture or installation.

      • Trade Credit Insurance

        Trade Credit Insurance

        What is Trade Credit insurance? In its simplest form, it is a way in which companies can protect themselves if customers who owe your company money are unable or unwilling to pay.

      • Surety Bonds & Guarantees

        Surety Bonds & Guarantees

        A Surety Bond provides the back-up guarantee for a contract between two commercial parties.

      • Building Warranty Insurance

        Building Warranty Insurance

        Building warranties are specialist insurance products which provide financial protection against construction defects that aren't solved by the original contractor.

      • Personal Accident & Business Travel Insurance

        Personal Accident & Business Travel Insurance

        A Personal Accident and Travel policy provides business travellers with cover for costs arising from unexpected events during business travel, including medical expenses, loss of baggage or money, cancellation or delay as well as compensation in the event of injury, disability or death.

    • Specialisms

      Specialisms

      As well as our general commercial insurance offering, we arrange insurance for several specialisms, including Care Homes, Funeral Directors, Diplomats and Embassies, and Masonic Lodges.

      • SME Insurance

        SME Insurance

        Aston Lark is trusted by over 10,000 small businesses in the UK. Our specialist team will be on hand to provide you with the business insurance advice you need to ensure your business is protected.

      • Motor Trade Insurance

        Motor Trade Insurance

        From independent motor trade professionals to franchise dealers, recovery operators to auction houses, we provide Motor Trade insurance for motor traders of every shape and size.

      • Classic Motor Trade Insurance

        Classic Motor Trade Insurance

        The Aston Lark Classic Motor Trade team has a real passion for helping people who collect and work with classic and historic vehicles. We provide tailored insurance cover for specialists in every part of the classic car industry

      • Cricket & Sports Club Insurance

        Cricket & Sports Club Insurance

        At Aston Lark, we design cover for cricket and sports club insurance as well as teams, leagues and associations throughout the UK and Europe, based on specific needs.

      • Care Home Insurance

        Care Home Insurance

        At Aston Lark, we understand the high level of care and service required to run a care home, and we aim to provide the same to you.

      • Chauffeur Insurance

        Chauffeur Insurance

        We offer comprehensive Chauffeur Insurance cover at a competitive price, whether you're a chauffeur or an executive private hire driver, get a quote today.

      • Funeral Directors Insurance

        Funeral Directors Insurance

        With our knowledge of the funeral profession, Aston Lark is the right choice for any funeral professional looking to source tailored insurance solutions that will provide cover that fits their needs.

      • Recruitment Insurance

        Recruitment Insurance

        We have many years’ experience arranging insurance for recruitment consultants and agencies and can arrange cover to meet your needs.

      • Diplomat and Embassy Insurance

        Diplomat and Embassy Insurance

        When Pharos Insurance Brokers became part of Aston Lark in 2018, they brought with them their experience of providing Diplomat and Embassy Insurance.

      • Masonic Buildings & Lodges Insurance

        Masonic Buildings & Lodges Insurance

        We’re the market leader in Masonic Insurance, insuring over 80% of the Masonic buildings in England and Wales

      • Haulage Insurance

        Haulage Insurance

        We provide haulage and Heavy Goods Vehicle insurance cover for a variety of transport companies.

      • Self Drive Hire Insurance

        Self Drive Hire Insurance

        Aston Lark provides insurance solutions especially designed for professional hire fleet operators, combined with friendly support and expertise.

      • Smallholding & Farm Insurance

        Smallholding & Farm Insurance

        Whether you have a smallholding with a few animals, or a more complex agricultural business, you need to have specialist advice on the right smallholding & farm insurance for you.

      • Real Estate Insurance

        Real Estate Insurance

        Aston Lark has a wealth of experience in arranging insurance programmes for property owners, developers and investors. We have strong relationships with managing agents enabling us to provide our clients with an unrivalled level of service and advice.

      • Printing Industry Insurance

        Printing Industry Insurance

        BPIF Insurance Services has recently undergone an extensive review to see how we can better serve members which has resulted in wider covers designed specifically for the printing industry which are exclusive to BPIF members.

    • Sectors

      Sectors

      Whether you're a filmmaker or a financial advisor, a restaurateur or a rail contractor, Aston Lark has you covered. Our specialist knowledge in these sectors means we can offer you the most suitable cover at a competitive price.

      • Film & Media Insurance

        Film & Media Insurance

        Providing film & media insurance for over 20 years

      • Construction Insurance

        Construction Insurance

        Providing insurance for construction companies is one of Aston Lark's key strengths. Our experienced staff can help with all aspects of construction insurance, and can support single subcontractors, large corporate developers and main contractors.

      • Rail Insurance

        Rail Insurance

        Jobson James Rail is our Rail Insurance provider. They have a widely recognised specialism in the Rail Industry.

      • Financial Services Insurance

        Financial Services Insurance

        Professional insurance services, risk management and employee benefit solutions for all types of financial services firms, including independent financial advisors and fintechs.

      • Professional Services Insurance

        Professional Services Insurance

        With access to a wide range of insurance companies, all with strong financial ratings, we can recommend solutions that are specifically tailored for your activities, ensuring you are comprehensively covered.

      • Hospitality Insurance

        Hospitality Insurance

        Aston Lark offers bespoke insurance solutions that are crafted to cover your activities. We will offer a personal service and work alongside you to fully understand your business, operations and staff.

      • Manufacturing Insurance

        Manufacturing Insurance

        Our knowledge from working with manufacturers puts us in a great position to understanding the important factors when creating comprehensive insurance solutions.

      • Food & Drink Insurance

        Food & Drink Insurance

        Aston Lark offers tailor-made insurance solutions that cover the different risks faced in the food and drink sectors.

      • Brewery Insurance

        Brewery Insurance

        We have a real passion for working with brewers at every level, helping them to identify, manage and insure the risks their businesses face.

      • Education & School Insurance

        Education & School Insurance

        Through many years’ involvement in the education sector, we understand the unique insurance needs of our clients, the pressure on budgets and the need to deliver real value for every penny spent.

      • Life Science Insurance

        Life Science Insurance

        At Aston Lark we have a passion for working with the full spectrum of businesses in the Life Science sector. Whatever stage you are at, we can guide you through how to identify and manage your risks through a bespoke insurance programme.

      • Charity Insurance

        Charity Insurance

        We are able to provide flexible cover to cater for the unique challenges that can come from such a wide variety of different organisations.

      • Technology & IT Insurance

        Technology & IT Insurance

        Aston Lark has a wealth of experience working with a variety of different businesses in this sector including hardware and software, e-commerce, internet and telecommunications companies, to name a few.

      • Aviation Insurance

        Aviation Insurance

        We place much importance on understanding the risks faced by our clients as this enables us to tailor insurance products to meet with the variety of risks and requirements that clients may have.

    • Motor Insurance

      Motor Insurance

      We arrange cover for motor traders, haulage operators, self-drive hire companies, vehicle recovery operators and classic car restorers, as well as a whole fleet of others.

      • Motor Trade Insurance

        Motor Trade Insurance

        From independent motor trade professionals to franchise dealers, recovery operators to auction houses, we provide Motor Trade insurance for motor traders of every shape and size.

      • Classic Motor Trade Insurance

        Classic Motor Trade Insurance

        The Aston Lark Classic Motor Trade team has a real passion for helping people who collect and work with classic and historic vehicles. We provide tailored insurance cover for specialists in every part of the classic car industry

      • Chauffeur Insurance

        Chauffeur Insurance

        We offer comprehensive Chauffeur Insurance cover at a competitive price, whether you're a chauffeur or an executive private hire driver, get a quote today.

      • Chauffeur Fleet Insurance

        Chauffeur Fleet Insurance

        As specialists with over 15 years’ experience arranging chauffeur fleet insurance, we provide tailored cover to meet the unique needs of your business.

      • Diplomat and Embassy Insurance

        Diplomat and Embassy Insurance

        When Pharos Insurance Brokers became part of Aston Lark in 2018, they brought with them their experience of providing Diplomat and Embassy Insurance.

      • Motor Fleet Insurance

        Motor Fleet Insurance

        Commercial Motor Fleet insurance is vital for many organisations, as their fleet of vehicles is a significant investment and is often a key part to ensuring their operations are efficient and successful.

      • Haulage Insurance

        Haulage Insurance

        We provide haulage and Heavy Goods Vehicle insurance cover for a variety of transport companies.

      • Self Drive Hire Insurance

        Self Drive Hire Insurance

        Aston Lark provides insurance solutions especially designed for professional hire fleet operators, combined with friendly support and expertise.

      • Vehicle Recycling & Scrap Metal Insurance

        Vehicle Recycling & Scrap Metal Insurance

        We have specialist knowledge of the metal recycling and vehicle dismantling industries which stretches to over 20 years.

      • Vehicle Transportation Insurance

        Vehicle Transportation Insurance

        Aston Lark arranges insurance for a significant proportion of the car transportation industry, helping them find the right insurance solutions for their business.

    • Risk Management

      Risk Management

      We don't just provide insurance - we also work in risk management to help our clients identify, manage and reduce their risks to keep their businesses running smoothly.

      • Buildings Valuations

        Buildings Valuations

        Many properties are insured for their market value, but this can be very risky. The reinstatement value and market value can, and generally do, vary significantly.

      • Health & Safety Services

        Health & Safety Services

        Every organisation has legal responsibilities to ensure the health and safety of both its employees and others who may be affected by its activities.

      • Facilities Management

        Facilities Management

        Through the services of nationwide contractors, Aston Lark provides clients with a range of services to ensure the safety of your premises.

      • Fire Safety Services

        Fire Safety Services

        Aston Lark works with a nationally renowned contractor to provide a wide range of fire safety services.

      • Occupational Road Risks

        Occupational Road Risks

        Driving is the most dangerous work activity that most people do. More than a quarter of all road traffic incidents may involve somebody who is driving as part of their work at the time.

    • View All Products

      View All Products

      Business Insurance from Aston Lark

  • Personal Insurance

    Personal Insurance

    For the exceptional

    • Insurance Solutions

      Insurance Solutions

      At Aston Lark, our personal insurance team is entirely focused on people whose properties, possessions and assets fall outside the ordinary.

      • For Affluent Families

        For Affluent Families

        Extraordinary families require extraordinary service. Find out more about the risk strategies and portfolios we offer for affluent families.

      • For People with Growing Assets

        For People with Growing Assets

        As your world expands you might like to add some simplicity. Find out about our simplified cover for people with growing assets

      • For Particular or Peculiar Circumstances

        For Particular or Peculiar Circumstances

        Irregular properties can still get regular priced insurance. Find out more about our insurance solutions for particular or peculiar circumstances.

    • Home Insurance

      Home Insurance

      Your home is likely to be your most valuable asset, so it makes sense to take expert advice to protect it.

      • Buildings Insurance

        Buildings Insurance

        At Aston Lark, made to measure is our mantra and we'll ensure the policy you get meets all your requirements.

      • Contents Insurance

        Contents Insurance

        Contents insurance is much more than simply protecting a random collection of items. It’s about protecting possessions that are precious to you.

      • High Value Home Insurance

        High Value Home Insurance

        It is likely that you have a lifestyle that is worthy of a little extra protection and you appreciate the importance of bespoke insurance to truly safeguard what is yours, supported by exceptional service.

      • Non-standard Home Insurance

        Non-standard Home Insurance

        If you own a property which insurers consider to have a non-standard feature, you may require a specialist home insurance policy that is not always available from traditional home insurance providers.

      • Listed Property Insurance

        Listed Property Insurance

        A listed property is a special place to call home. Alongside the privilege and prestige of owning a listed property, there are some serious responsibilities and obligations

      • Thatched Home Insurance

        Thatched Home Insurance

        Understanding the specific needs of a thatched property owner is key to the service and advice we provide.

      • Holiday Home Insurance

        Holiday Home Insurance

        Whether your holiday home is in the UK or overseas, a sprawling villa or a country gite, it still deserves the same quality of policy and service.

      • Second Home Insurance

        Second Home Insurance

        With people increasingly investing in properties in the UK, the need for adequate insurance for second homes is essential.

      • Country Estate Insurance

        Country Estate Insurance

        There are many varying factors to consider when insuring your country estate, not only is it your home but your place of work and livelihood.

      • Property Renovation Insurance

        Property Renovation Insurance

        Renovation Plan is a specialist insurance product for all types of properties undergoing construction, renovation or conversion.

      • Let Property Insurance

        Let Property Insurance

        As a property owner, insurance policies need to be flexible enough to suit your unique needs.

      • Unoccupied Property Insurance

        Unoccupied Property Insurance

        With a property being unoccupied there comes increased risks such as burst pipes and burglaries. You therefore need to ensure that you have the correct insurance in place so that in the event of a claim you are fully covered.

    • Collectibles Insurance

      Collectibles Insurance

      The things you collect require specialist insurance. A standard home contents policy is unlikely to be suitable as it will contain sub-limits and exclusions.

      • Jewellery Insurance

        Jewellery Insurance

        We take insurance for jewellery seriously. We provide you with high quality advice and guidance gleaned from more than 60 years of operating in this field.

      • Fine Art & Antiques Insurance

        Fine Art & Antiques Insurance

        Collecting fine art, antiques and other valuables can be a lifelong pursuit of happiness.

      • Musical Instrument Insurance

        Musical Instrument Insurance

        Lark Music is a trading name of Aston Lark and has been providing specialist music insurance across the world for over 20 years.

    • Car Insurance

      Car Insurance

      Whether it's a Renault or Ford, a Rolls Royce or a Bentley, a single vehicle or a multi-car policy requirement, we will be able to reach out to our panel of specialist insurers to obtain competitive quotations.

      • Motor Insurance

        Motor Insurance

        We will find you a policy that suits you and we can arrange cover for multiple cars and multiple drivers if needed.

      • Classic Car Insurance

        Classic Car Insurance

        At Aston Lark, we understand how valuable your classic car is and we share that passion. We pride ourselves in being customer focused and will always strive to find you the cover you need.

      • Luxury & Sports Car Insurance

        Luxury & Sports Car Insurance

        High value motor insurance policies are available from our experienced team, ideally suited to individual vehicles or collections.

      • Electric Car Insurance

        Electric Car Insurance

        Electric cars are the future, so don’t get stuck in the past when finding the right insurer.

      • Multi Car Insurance

        Multi Car Insurance

        From experience, we know that generic insurance products don’t always fulfil the needs of the most affluent and high net worth clients. And this is especially true for those in need of cover for multiple high-value or prestigious vehicles.

      • Motorhome Insurance

        Motorhome Insurance

        At Aston Lark, we understand that your motorhome is not just any vehicle, it is your home away from home and provides you with the freedom to just up and go on holiday whenever you please.

      • Campervan Insurance

        Campervan Insurance

        A campervan provides an outdoor family fun experience for a staycation - essential when 'camping'. We also understand that your campervan is not just any vehicle, it provides you with the freedom to just up and go on holiday whenever you please.

      • Touring Caravan Insurance

        Touring Caravan Insurance

        As specialists in touring caravan insurance, we make sure you have the correct insurance in place.

    • Boat Insurance

      Boat Insurance

      Euromarine, part of Aston Lark, provides specialist marine insurance products with a high-quality and personal service.

    • Travel Insurance

      Travel Insurance

      In the excitement of booking a holiday, it’s easy to forget about the less fun, but still important, things to organise, like travel insurance.

    • Private Medical Insurance

      Private Medical Insurance

      Private Medical Insurance is designed to cover the cost of treatment in private hospitals for medical conditions which are curable.

    • Cyber Insurance

      Cyber Insurance

      It's not just businesses which need to protect themselves from cybercrime. Individuals are also at risk. This could be through an important email being intercepted by a fraudster, a virus infecting a home Wi-Fi system, or a ‘phishing’ scam.

    • View All Products

      View All Products

      Personal Insurance from Aston Lark

  • Employee Benefits

    Employee Benefits

    We will search the market to find a fitting provider and relieve you of the administrative burdens of running your employee benefits scheme.

    • Group Risk

      Group Risk

      Our specialist Group Risk team provides a full range of consultancy and broking services, helping you find the right benefits solutions for your business.

      • Group Life Assurance

        Group Life Assurance

        Group Life Assurance allows employees to choose their beneficiary and ensure that they care for the people closest to them, at this critical time.

      • Group Income Protection

        Group Income Protection

        Group Income Protection allows a business to provide its employees with peace of mind, covering essential monthly outgoings while they focus on recovery.

      • Critical Illness Insurance

        Critical Illness Insurance

        Nothing in life is certain, and the diagnosis of a critical illness such as cancer or a stroke is a reality that many individuals have to face.

      • Relevant Life Insurance

        Relevant Life Insurance

        A Relevant Life Plan is an individual 'death in service' life policy designed to pay a lump sum benefit if the person covered dies or is diagnosed with a terminal illness during their employment.

    • Key Person Insurance

      Key Person Insurance

      When a business loses a key employee, this can negatively impact the business' long-term revenue and potentially contribute to a company’s failure.

      • Shareholder Protection

        Shareholder Protection

        Shareholder protection insurance uses insurance policies taken out by the shareholding directors to provide funds on death or a critical illness.

      • Business Protection

        Business Protection

        The sudden loss of a key figure or shareholder can prove devastating to a business and can cause long-term, irreparable damage.

    • Workplace Pension Schemes

      Workplace Pension Schemes

      Every employer is different, but since auto-enrolment legislation, everyone is legally required to establish a group pension scheme, enrol employees and make contributions on their behalf.

      • Workplace Engagement

        Workplace Engagement

        Employees who understand their existing benefits feel valued and gain a greater appreciation of their workplace pension scheme.

      • Retirement Workshop

        Retirement Workshop

        We aim our interactive workshop at members of employer-sponsored pension schemes, offered either as a standalone service or in combination with our workplace engagement presentations.

    • Workplace Wellbeing

      Workplace Wellbeing

      Employers are increasingly looking to support and engage with the holistic health and wellbeing needs of their staff.

      • EAP – Employee Assistance Programmes

        EAP – Employee Assistance Programmes

        With an EAP, your employees' home and work-life problems can be addressed by trained counsellors and advisors in complete confidence, over the phone and online 24/7, 365 days a year.

      • Flexible Benefits & Total Reward Statements

        Flexible Benefits & Total Reward Statements

        Flexible benefits allow employers to offer their employees a range of benefit options, which they choose to match their circumstances.

    • Healthcare

      Healthcare

      Employees are a company's most valuable asset and taking care of their well-being will protect the very heart of a business.

      • Company Medical Insurance

        Company Medical Insurance

        Company Medical Insurance has been proven to reduce sickness absence, as private care may be able to facilitate more advanced diagnostic techniques and treatment methods.

      • Group Dental Cover

        Group Dental Cover

        Aston Lark is able to provide you with specialist independent advice on dental plans - now seen as an increasingly important addition to an employee benefits package.

      • Health Cash Plans

        Health Cash Plans

        Health cash plans are a relatively low-cost benefit and provide employees with immediate value, as their costs for routine healthcare expenses such as dental and optical costs are reimbursed.

      • Private Medical Insurance

        Private Medical Insurance

        Private Medical Insurance is designed to cover the cost of treatment in private hospitals for medical conditions which are curable.

    • Small Schemes Solutions

      Small Schemes Solutions

      A strong employee benefits package not only helps attract top talent but also helps to retain existing employees.

    • Aston Lark working with pirkx

      Aston Lark working with pirkx

      A simple, easy to use, self-service platform that provides affordable benefits that are accessible for everyone.

  • About Us

    About Us

    Whoever you are, however you live, and wherever you do business, we’re by your side when you need us most.

    • Our Offices

      Our Offices

      Where to find us

    • Executive Team

      Executive Team

      Aston Lark Executive Team

    • Awards

      Awards

      We pride ourselves on the service we provide and our high calibre of staff, and are proud this has been recognised within the industry.

    • Careers

      Careers

      Whether you're early in your career or a more experienced insurance professional, Aston Lark offers a great opportunity to develop your career.

    • Corporate Social Responsibility

      Corporate Social Responsibility

      Sharing and promoting our values of sustainability and good corporate citizenship with all our stakeholders and with our local communities is vital to who we are as a business.

    • Thinking of selling your Brokerage?

      Thinking of selling your Brokerage?

      Talk to us about the future of your business. Joining forces with Aston Lark could be the perfect solution.

  • News and Views

    News and Views

    Keep up to date with the latest news and views from Aston Lark.

    • Underinsurance Explained

      Underinsurance Explained

      We've produced a library of articles which will help you understand what underinsurance is, what the consequences are, and how you can avoid it.

    • Managing Winter Risks

      Managing Winter Risks

      The dark, cold, wet and sometimes snow-filled months of winter can often bring increased insurance risks, particularly in relation to property and vehicles. We’ve therefore produced a library of articles to help you identify and manage those increased risks.

    • Non-standard Home Insurance

      Non-standard Home Insurance

      We've produced a library of articles to help you understand whether your home is classified as non-standard, and how to get the best insurance policy for your home.

  • Covid-19

    Covid-19

    In these difficult times, we wish to reassure our customers, partners and suppliers that Aston Lark has a robust business continuity plan in action.

    • Your Road to Recovery

      Your Road to Recovery

      A library of resources to guide you on your road to recovery.

    • Resource Library

      Resource Library

      Useful guides and other Coronavirus related resources.

    • Insurance Risk Considerations

      Insurance Risk Considerations

      Insurance risk considerations during Coronavirus restrictions

    • Business Interruption Claims

      Business Interruption Claims

      Understanding the stress and challenge for our clients during the pandemic, our aim has always been to keep you informed on key developments throughout.

  • Contact Us

    Contact Us

    Make an enquiry or find your most relevant Aston Lark office

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Aston Lark Limited is authorised and regulated by the Financial Conduct Authority, No. 307663, and registered in England and Wales, No. 02831010. Registered office: Ibex House, 42-47 Minories, London, EC3N 1DY.

Aston Lark Employee Benefits Limited is authorised and regulated by the Financial Conduct Authority, No. 173304, and registered in England and Wales, No. 02792080. Registered office: Ibex House, 42-47 Minories, London, EC3N 1DY.